Friday, January 31, 2020

Explain how the Bible shows god as a creator Essay Example for Free

Explain how the Bible shows god as a creator Essay In the bible God is described as the creator of everything. This is accepted without being questioned rather than being a matter of discussion. The nature of God as creator is most clearly seen in passages from genesis and Psalms. God is described as the creator meaning he designed and produced everything. According to Christian tradition, God caused the Universe to exist, he is responsible for the Universe coming into existence and existing at every moment. God is also responsible for everything that will ever exist in the Universe. To understand why exactly God is considered as the creator of everything it is helpful to look at the concepts of good being omnipotence, omnipresent and omniscience. Omnipotence literally means that God is all powerful. No one is and will ever be more powerful than he is. Within this lies the idea that nothing logically possible is beyond the power of God. Even though miracles happened in the Bible it does not mean that God can make the impossible happen like square circles. But it simply says that God is responsible for the way the universe works. Omnipresent is very easy to understand, it simply means that God is everywhere, and by implication in every moment. Finally, omniscience is the idea that God is all-knowing. There is nothing that happens in the universe physically, mentally or spiritually that God does not know. As he is just everywhere, Christians also say they have a relationship with God because he is always with them. They can trust and rely on him. Sometimes god is even seen as a craftsman. In the bible you will not find a guidance of how God created the world and on what exact date, but you will find an account of the way God is intimately involved in the making of all the living and non-living things of which the universe consists. How God made the world himself. The Bible also talks about the spirit of God how it moved through darkness before the earth existed. The Spirit of God is also translated as the breath of God and the moving as brooding. This gives the idea of good breathing life itself into our world and like a parent he was brooding over that life. He all did it himself, with love and passion he was involved in creating the universe. Like a parent God watched over us, wanted exactly us to be in this world and to be born. Exactly the way we are. It seems like he formed us, like a potter. We are crafted by God. Isabel Odenwà ¤lder ‘God is responsible for everything that happens in the universe’ The extent to which God is responsible for what happens in the universe is determined by the limitations of our belief in Gods omnipotence and omniscience. Defined, God’s omnipotence describes his limitless power; a concept which incorporates the belief that God has the power to control what is happening, God is responsible for everything that happens in the universe. His omniscience refers to his unlimited knowledge. God knows everything. You could argue that God is responsible for everything that happens in the universe because his omnipotence and omniscience is shown all through the bible. God created the univers because he wanted it to happen, he is omnipotent. But this also leads to a contradiction. If you accept that God knows everything, that he is responsible for everything that happens in the universe and that he loves us and we are having a relationship with him, then why would he allow so many terrible things to happen in the world? As example in the creation story when god created the world and the human kind. God created the paradise, the world for us, gave us fruitful earth and wild animals. He created something beautiful. And it all happened after his will, he decided how trees would look like and how strawberries would taste. He gave Eve and Adam the best conditions for a good life. But Adam and Eve were not satisfied with what they had after a while. They wanted more. So eventually they ate an apple from the tree which they were not allowed to eat from. As soon as they did so, the paradise was not how it used to be. This part in the bible says that God gave us the world under best conditions everything was great but sometimes we make mistakes and wrong decisions, we act wrong. Sometimes humans are too selfish and greedy. The problem of most natural disasters is not the disaster itself but the fact that there is not enough help and money on site. But we could change that, we are responsible too for what is happening. We can always make a change! If we would life like God wants us to, we would not have any starving children in Africa or any other problems like that. God is not responsible for our very own actions. He is like a parent ‘brooding us’ he gave our mind with which we can think and act. The rest is up to us. In my opinion God is responsible  for the existing of our earth he is the reason why we live. If we need support and someone to talk to we can rely on him. But God gave us our minds to think, to make our own decisions. God have us our lives but he does not life them. We do.

Wednesday, January 22, 2020

Societal Needs:Diversity and Equity Essay -- essays papers

Societal Needs:Diversity and Equity The purpose of this paper is to examine diversity and equity issues regarding education. More specifically, this research paper will take an in-depth view of affirmative action and its policies. A non biased view was enacted to present the pros, cons, and hotly debated issues regarding affirmative action at the university level. Additionally, the paper will examine the validity and possible biases in alternatives to affirmative action that have recently been issued. Simply stated, affirmative action is an active commitment to enhance employment and educational opportunities for minorities and women. Affirmative action’s origins stem back to the 1960s when the government began to progressively take steps in redressing decades of racial discrimination against blacks (â€Å"affirmative action†). Women and minorities, mostly Hispanic and Native Americans, subsequently were covered in this new remedy. Affirmative action forced private as well as public institutions of higher education to alter their traditional ways regarding the recruitment and admission of students (Lowe 13). Colleges and universities developed organized methods to help attract black students. Increased representation of black students on campus now became a commitment at all schools. Admission and financial aid were altered to help eliminate existing barriers to access. As a result, numerous minorities who previously may not have been admitted to institutions of higher learning were now being accepted in increasing numbers (Fullinwider). This new commitment and responsibility of institutions, however, was not welcomed by everyone. At what cost would universities go to wh... ... â€Å"Universities Need to Take A Stand and Defend Affirmative Action.† Black Issues in Higher Education 17.4 (2000): p42 Lowe, Edward, Jr. (1999). Promise and Dilemma. Princeton, NJ: Princeton University Press. McClafferty, K. â€Å"Challenges of the New Sociology of Urban Education.† Albany: State University of New York Press, 2000. 3-15 Pg. 9 Miller, Geralda. â€Å"Study: Racial Prejudice is Reason For Affirmative Action Resistance† Black Issues in Higher Education 17.2 (2000): p14. Plous, S. (2003). Ten Myths about Affirmative Action. In S. Plous (Ed.), Understanding Prejudice and Discrimination (pp.206-212). New York: McGraw-Hill. Symonds, William C. â€Å"College Admissions: The Real Barrier Is Class.† Business Week 3828 (2003): p66. Zwick, Rebecca. â€Å"Eliminating Standardized Tests in College Admissions.† Phi Delta Kappan (1999): 320-325.

Tuesday, January 14, 2020

Pitt Street in Sydney and Bourke Street Mall in Melbourne Essay

Apart from Zara, Inditex also owns international labels Pull & Bear, Massimo Dutti, Bershka, Stradivarious, Oysho, Zara Home and Uterqà ¼e. The formula for Zara is simple: latest catwalk trends reproduced, plus new stocks delivered to stores in fewer than 15 days, plus giggle-inducing prices, equates to global success. â€Å"Our decision to come to Australia now is based on two main reasons. Firstly, our operations are at that capability level of supplying to a country like Australia, which is quite far away from our headquarters in Spain. With new stocks needing to be sent every two weeks, we had to be absolutely sure we could handle this new amount of orders. â€Å"Secondly, we were waiting for the right locations to become available, and now we [have] found two excellent spots in Sydney and Melbourne and were happy to launch into Australia.† Fleur Madden-Topley, managing director of PR agencies Red and Blue by Red, feels that Australian consumers have also created the demand for the brand’s entrance onto our shores Touted as one of the world’s most successful logistics operations by the Harvard Business Review, the production line is executed like clockwork, where lorries move in and out on schedule to ensure each store gets its fortnightly update of stocks right on time. Echevarria oversees all international marketing activities and media relationships, engaging assistance from a local public relations firm only during momentous occasions like new store openings. Zara’s closest competitors, such as Swedish label H&M, the UK’s Top Shop and the US’s Gap, spend typically three to five percent of annual revenues on advertising campaigns, and have a penchant for involving celebrities, either in their advertising or their product lines. Top Shop has its sought after Kate Moss collection, while H&M has limited pieces designed by the likes of Madonna and Kylie Minogue. Gap is well-known for attracting star names, such as Lucy Liu, Jennifer Aniston and John Mayer, to appear in its advertisements. Our store locations and window fronts are our biggest form of advertising Zara tailors its products to each city â€Å"Zara has effectively utilised word of mouth, or strategic public relations, in building and maintaining its brand. So while rivals outsource to Asia, Zara makes its most fashionable items — half of all its merchandise — at a dozen company-owned factories in Spain. Clothes with a longer shelf life, such as basic T-shirts, are outsourced to low-cost suppliers, mainly in Asia and Turkey. Zara’s nerve center is an 11,000-square-foot hall at its headquarters in Arteixo, a town of 25,000 in Galicia. That’s where hundreds of twentysomething designers, buyers, and production planners work in tightly synchronized teams. It is there that the company does all of its design and distribution and half of its production. The concentrated activity enables it to move a dress, blouse, or coat from drawing board to shop floor in just two weeks — less than a quarter of the industry average. Inditex says it works with unions and other organizations â€Å"to have the most respectful supply chain† and audits all of its partners every year, but like most major fashion companies that outsource the manufacturing of their clothes, it has received its share of complaints about factory conditions

Monday, January 6, 2020

Factors affecting Customers Decision for taking out Bank loans in Ahmedabad - Free Essay Example

Sample details Pages: 3 Words: 803 Downloads: 8 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? à ¢Ã¢â€š ¬Ã…“Factors affecting Customerà ¢Ã¢â€š ¬Ã¢â€ž ¢s Decision for taking out Bank loans in Ahmedabadà ¢Ã¢â€š ¬Ã‚  EXECUTIVE SUMMARY Purpose: The recent global financial crisis has highlighted the intense competition between banks for attracting customers; thus, research on selection criteria used by customers to choose a bank for doing business has been enriched with new methodologies, findings and recommendations for both banks and customers. This is ever more important when we take into account that banks and generally the financial system have lost their reputation and credibility, as a result of certain financial transactions which brought about the economic crisis. Hence, the banking industry appears as one of the most rapidly emerging sectors needing to identify the main factors that lead to maintenance of existing customers and ways to attract new ones. Don’t waste time! Our writers will create an original "Factors affecting Customers Decision for taking out Bank loans in Ahmedabad" essay for you Create order Methodology: This is carried out using quantitative survey of 150 respondents of the Ahmedabad city. Each respondent are personally contacted to fill up the questionnaire. Finding: Out of 150 respondents, 86.7% respondents have received a loan, and 13.3% respondents have not received a loan. This confirms that most of the respondents have received a loan but few of them have not actually received but they consider the important factors for receive a loan. Respondents are considering loan factor, competitive interest rates as one of the most important parameter. In t value is positive for parameter like, customer services professionalism and credibility of staff is good, potential customer complaints, variety of product- service provided by the bank, enough information about loan, time duration for loan, simpler procedure, total cost, ability to finance maximum to security (property), EMI Based capabilities, possibility of early repayment, no need of underwriting property, ability to provide insurance program to protect the payment of installments, competitive interest rates and privilege terms in comparison with other banks. So these parameter not only important but more than important for the customers. The association between respondents received a loan with demographic factor, man are 1.71 times more likely to take a loan than a women and in age group between 31-40 and 41-50, respondents are more likely to take a loan than other age group. Similarly, there is sufficient correlation exists between the variables to proceeds with the analysis for take a loan. For that twelve important factors have been extracted from twenty eight variables contributed about 62% variation in customers decision for taking out bank loan. Recommendation: Customers place more emphasis on factors like interest rates, installments and other factors like, total cost, simpler procedure. Therefore, such factors should be considered seriously by the banks in designing their marketing strategies by widening their branches and providing good customers services to customers. Since the age category between 41-50 has the most usage and more representation in the sample, banks should target its marketing mix toward this category. Bank should also focus on total cost, carried by customers to take out a loan due to higher competition in the market there are different scheme available for processing fees for the loan. Bank should require reduced interest rate on loans and high interest rate on savings and services offered. In this respect, Polish bank customers do not differ from customers of the banking industry in other countries. INDEX SR. NO PARTICULARS PAGE NO PART- I GENERAL INFORMATION 1 About the Industry 1.1 Introduction of Bank 1 1.2 Global Banking Sector 1 1.3 Indian Banking Sector 2 1.4 Growth in the industry 5 1.5 Banking structure in india 9 1.6 Types of Bank 10 1.7 Major Banks and products in Banking Sector 12 2 About the company 2.1 Introduction of Company 15 2.2 Market share and Management Pattern 20 2.3 Financial Highlights 21 3 Product Profile 23 PART-II INTRODUCTION OF THE STUDY 4 Introduction of the study 30 4.1 Literature review 32 4.2 Problem Statement and Importance of the Study 35 4.3 Objective of the Study 36 4.4 Background of the Study 37 4.5 List of Hypothesis 38 5 Research Methodology 5.1 Problem definition 39 5.2 Research design 39 5.3 Data Collection Method 41 5.4 Sampling design 41 5.5 Data Collection Instrument 42 5.6 List of Statistical Test used. 42 5.7 How to conduct statistical test 44 5.8 Limitations of the Study 46 6 Data Analysis and Interpretation 6.1 Descriptive Analysis 47 6.2 Inferential Analysis 51 7 Findings 71 8 Recommendation 74 9 Conclusion 76 10 Bibliography 77 11 Annexure 78-81 List of Table SR. NO PARTICULARS PAGE NO 1. Table: 1 Major banks in global banking sector 12 2. Table: 2 Major banks in public sector 13 3. Table: 3 Major banks in private sector 13 4. Table: 4 Shareholding pattern of axis bank 20 5. Table: 5 Management pattern of axis bank 20 6. Table: 6 Respondents receive a loan 47 7. Table: 7 Gender of respondents 47 8. Table: 8 Age group of respondents 48 9. Table: 9 Marital status 48 10 Table: 10 Education level 49 11. Table: 11 Employment status 49 12. Table: 12 Sector of employment 50 13. Table: 13 Annual income group 50 14. Table: 14 Personal property bend belonging to 51 15. Table: 15 Reliability test 51 16. Table: 16 One sample t test 53 17. Table: 17 Association of taking loan with demographic factor 58 18. Table: 18 KMO and Bartelttà ¢Ã¢â€š ¬Ã¢â€ž ¢s test 60 Table: 18.1 Communalities 61 Table: 18.2 Total variance explained 62 Table: 18.3 Component Matrix [Unrotated] 64 Table: 18.4 Component Matrix [Rotated] 67 List of Figure SR. NO PARTICULARS PAGE NO 1. Figure: 1 Banking structure in India 9 2. Figure: 2 Types of Bank 10 3. Figure: 3 Banking products and services 14 4. Figure: 4 Products of Bank 23 5. Figure: 5 Customer Decision Process 30 6. Figure: 6 Influence on customer decision 31 7. Figure: 7 Scree Plot 63